Lease Rental Discounting (LRD) Loans

We always strive for innovation to benefit our customers in as many ways possible. That’s why we offer a rent securitization scheme wherein we provide loan against assured rental receivable from a property owned by you, which has been let out to a Bank, Multinational Company, AA* or AAA* Rated Corporate and Government/ Semi Government Undertakings. Customers who own properties in metro/ urban/ semi-urban areas, who have rented out their properties to Public Sector Undertakings/ Government/ Semi-government / Reputed Corporates, Banks, Financial Institutions and Multi-national Companies can avail loan against future rent receivable.

Is Lease Rental Discounting (LRD) for you?

The LRD term loan is a gainful financial option to explore if you require a short-term loan for your personal or professional needs. You may opt for an LRD loan if you own residential or commercial or warehouse premises and if your premises is generating rental yields. Your leased property must have a registered agreement between yourself and the lessee.

Why Lease Rental Discounting

Bank offer Lease Rental Discounting (LRD) to property owners who have leased their owned premises to receive rent. The LRD eligibility is calculated on the basis of the discounted rental cash flows of the property, and its current market value. It is a term loan that can be used for both personal and professional needs..


Feature Of Lease Rental Discounting


Collateral: Residential,commercial and warehouse property under lease.

Tenure: Up to 15 years.

Minimum loan amount: Rs 50 lacs

Maximum loan amount: No limit .

Business Loan rate of interest is in between 16% -19%.

Benefits: Attractive interest rates, loan transfer from other institutions with top up facility, faster processing